Saturday, June 19, 2010

4 Websites Every College Student Should Know... and Use

College is expensive enough, no matter where you go. Here are four websites that can save any college student thousands of dollars (without much effort).

1)Upromise sets aside college money for you while you shop. You register your credit, debit, and grocery cards (and those of your family and friends) and you can save money for college while dining, shopping, even buying gas! Click the link below for details.
Upromise - The Smart Way to Save for College

2) Many grants and scholarships are available to college students, regardless of need. Some are based on heritage, residence, memberships - click below to see what you qualify for.
Find Free College Money!

3) New textbooks now top $200 each. Renting can save you 75% on textbooks. In one example, I found a new West's Business Law for $236.64. Quarterly rental at National is $68.91. And that's just one book. Did I mention you don't have to stand in line at the bookstore? Click below (or copy and paste into your browser)to save on your textbooks.
http://nationalbookrentals.com


4) When you're done college, you can roll your student loans into one, ensuring a lower overall payment and longer repayment term. Click below (or copy and paste into your browser)for details.
http://loanconsolidation.ed.gov

Thursday, June 17, 2010

College Money With No Effort

Upromise - The Smart Way to Save for College

What's the catch?
There isn't one. It's the Upromise partners that pay into this program-not our members. When you choose to make your purchase with our partners, each partner credits a portion of your eligible spending back to you in the form of college savings. It's so smart and so easy, no wonder over 10 million people have joined Upromise to date.








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Saturday, May 29, 2010

Save $2000 On Your College Education

“Already strained student and family budgets are beginning to feel pressure from another source—the high cost of college textbooks. Prices have climbed to the point that a growing number of students are choosing not to buy them. According to the College Board, students spent an average of $853 on textbooks and supplies in the 2004–2005 academic year at public four-year institutions, an increase of almost $200 over the past five years.” American Association of State Colleges and Universities
Assuming that the price rise has continued at least the same rate, 2010-2011 academic year college students will face an annual textbook bill of over $1000.
National Textbook Rentals saves college students up to 75% on textbook prices, easily saving the average student over $2000 over the course of a four-year education. What’s more, NBR offers free shipping both ways and over 3 million textbooks in stock.
Imagine…no more standing in line at the bookstore to buy books. No more getting stuck with a textbook that’s changed editions. No more standing in line at the bookstore to sell books. And, when you graduate, $2000 more in your pocket.
Congratulations. Your college education has made you smarter!
http://nationalbookrentals.com

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Wednesday, May 12, 2010

Textbook Rentals

Textbook rentals are starting to catch on - the high cost of textbooks coupled with students' preference for a real book over digital have driven rental demand over the last year.

That demand has highlighted a few issues:

1) Shipping speed. It may shock you to learn that many college students don't plan ahead and buy their books well before they need them.

2) Selection. Popular textbooks have gone out of stock quickly at some textbook rental sites.

3) Terms. Some colleges offer 30 day classes, while textbook rental sites offer only four month or longer terms.

Several textbook rental sites have addressed all of these difficulties. the best I've found is National Book Rentals at http://nationalbookrentals.com. Bigger selection, more shipping options (at a reasonable price), and shorter rental terms (at a lower price).

Problem solved.

Monday, April 26, 2010

The Cost of Textbooks

Five tips for getting good cheap college textbooks
1) Don’t buy them until you need them
Hold on to your cash – you don’t have much, or you wouldn’t be reading this. There are several reasons to wait: The bookstore makes mistakes on the booklist; your professor doesn’t get around to using it; and your money is better off in your pocket than invested in a book you won’t get to for 4 months.
2) Buy your college books online
There’s a reason more students are buying books online – it’s cheaper! Don’t tie yourself to a particular website – use a website with a good search engine to find the lowest priced textbooks, like discountcampusbooks.com.
3) The campus bookstore is not your friend
Campus bookstores and publishers work together to keep you buying your books on campus. They create custom books and special bundles with ISBNs (International Standard Book Numbers) that you can’t find on the net. Often these are slimmed down versions of a standard textbook, or contain web access codes you may not need. HOT TIP – If you go to the publisher’s website, you can search for the ISBN and find out what the components are. Then get the book online, and use your friend’s access code.
4) Buy an older edition
Some college textbooks are now priced over $200. Is it worth a few minutes of effort to save $195? If you go to a big internet bookseller’s or publisher’s website, you can look at the table of contents for most textbooks. HOT TIP – Compare the latest edition with the previous - If the chapters are the same, buy the old edition. *Note – I compare editions at my campus bookstore; sometimes there are NO changes.
5) Consider e-textbooks and rentals
Usually, the rental is a better deal. E-textbooks haven’t been priced too competitively until lately. HOT TIP – if the cost of a real book minus what you get for buyback is equal to or less that an e-textbook, get the real one. Real books are still more convenient. You can compare e-textbooks and textbook rental prices at bookbot.com.
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Tuesday, April 20, 2010

The Rich Manipulating the Uninformed

The Tea Partiers are wrong – wrong about their rights being under siege, wrong about Obama, wrong about healthcare reform, wrong about the constitution, wrong about guns, and wrong about history.

The Tea Party Movement is nothing more than a joint venture of Freedomworks and Fox News – a show of force for the wealthy, who once again seek to manipulate the uninformed for personal gain. It’s a cynical maneuver, whipping people who have better things to do into a frenzy over nothing much, for ratings and advertising money on one hand, and for fundraising and lobbying power on the other. Who gains? The rich who want to pay less. Fox and Freedomworks. Politicians who care about reelection more than truth. Who loses? Everyone else.

The Tea Party is not so much a political movement as a group tantrum, embracing all who buy into Fox News Channel’s paranoid fear-mongering. No matter what your disaffection, or how absurd, you have a home here. Think Obama’s a foreigner? Stand over here. The specter of socialism keeping you up? Get on the bus. Want to yell “Nigger!” at congressmen…come on in. It’s about the numbers, not the truth.

The sad truths at the center of the tantrum is that so many Americans feel abandoned by our government and can be so easily manipulated by so many wealthy, cold, willing, greedy manipulators – these are the real stories.

Yet so many media outlets ignore the real, compelling Tea Party story in favor of the empty rhetoric and slanderous signs? Laziness? Budget cuts? No journalistic integrity? All of the above.

This is a classic haves vs. have-nots story. Start telling it. It’s the real story.

“there are particular moments in public affairs, when the people stimulated by some irregular passion, or some illicit advantage, or misled by the artful misrepresentations of interested men, may call for measures which they themselves will afterwards be the most ready to lament and condemn.” James Madison, Federalist No. 63, 1788